Malta Mortgages | Mortgage Malta

Malta Properties have extensive knowledge regarding the way mortgages work in Malta. This means we can provide you with piece of mind by helping you understand every stage of your purchase as & when it happens. As Malta's most established real estate agents, we have access to some of the best property mortgages in Malta,

Loans to purchase or finish a property may be obtained from all local Banks. HSBC Bank Malta plc., Bank of Valletta plc., and APS Bank Ltd offer attractive Home Loan facilities to suit individual borrowers' needs

 Up to 90% of purchase price or completion costs
• Preferential interest rates especially for the first years and for high value loans
• Monthly repayments up to 30% of the gross income

• Flexible loan repayment terms of up to 40 years

The Banks normally require the following basic documentation to enable them to process the loan smoothly and efficiently:
• Recent pay slip and FS3
• Architect's/Manager's estimate of the property value
• Character reference unless customer is already an account holder
• Photocopy of ID card
• Copy of the preliminary agreement

All Banks also offer Bridging Loan facilities and loans to purchase summer residences.